🛒 Inflation Calculator: Future Value of Money
See how inflation erodes purchasing power: what today’s amount will cost in the future, and what the same amount will really buy.
Result
Estimates only. Results depend on your inputs and are not financial, tax or legal advice.
How this is calculated
Future cost = amount × (1 + inflation)^years. Purchasing power = amount ÷ (1 + inflation)^years.
Frequently asked questions
What inflation rate should I use?
The Federal Reserve targets 2% over the long run; actual inflation has often been higher. Planning with 2.5–3% is a cautious middle ground.
How do I protect savings from inflation?
Keep an emergency fund in high-yield savings and invest long-term money in assets that tend to outpace inflation.