Community Solar: Solar Savings Without Panels on Your Roof

Updated Oct 28, 2026 2 min read By the WieHow – Home, Energy & Money Guides editorial team
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Quick answer

With community solar, you subscribe to part of a nearby solar project and receive credits on your electric bill for the power it produces. There's no installation, and many programs offer savings of roughly 5–15% compared with your usual rate. Availability depends on your state and utility.

On this page
  1. How it works
  2. Community solar vs. rooftop solar
  3. What to check before signing

Not everyone can install rooftop solar: renters, condo owners and people with shaded roofs are often left out. Community solar offers an alternative in a growing number of states.

How it works

  1. A developer builds a solar farm connected to your utility's grid.
  2. You subscribe to a share of its output.
  3. The utility applies bill credits for your share's production.
  4. You pay the subscription, which is typically less than the value of the credits.

Community solar vs. rooftop solar

Community solarRooftop solar
Upfront costUsually noneHigh (or financed)
SavingsModest, often 5–15%Larger over time
Works for rentersYesRarely
MovingOften transferable within the utility areaStays with the house

What to check before signing

  • The guaranteed discount and how it's calculated
  • Contract length and cancellation fees
  • What happens if you move
  • Whether there are sign-up or credit check requirements
Compare offers: Your state's energy office or public utility commission often lists approved community solar programs.

If you own a home with a good roof, compare with rooftop solar too:

Solar Panel Payback CalculatorHow many years until solar pays for itself?Try the calculator →

Frequently asked questions

Is community solar available everywhere?

No. It depends on state laws and utility programs. Check your state's energy office or utility website.

Do I own the panels?

Usually not. Most programs are subscriptions; some allow you to buy panels in the project.

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